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  <xs:element id="afg_LevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" abstract="false" name="LevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_LevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" abstract="false" name="LevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ProceedsFromIssuanceOfManagedInvestmentEntities" abstract="false" name="ProceedsFromIssuanceOfManagedInvestmentEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_OperatingLossCarryForwardExpiredDomain" abstract="true" name="OperatingLossCarryForwardExpiredDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_FaceAmountOfManagedInvestmentEntitiesLiabilitiesPurchasedAtIssuanceDate" abstract="false" name="FaceAmountOfManagedInvestmentEntitiesLiabilitiesPurchasedAtIssuanceDate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_NewCollateralizedLoanObligationEntitiesMember" abstract="true" name="NewCollateralizedLoanObligationEntitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_SpecialtyOtherInsuranceMember" abstract="true" name="SpecialtyOtherInsuranceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_ProceedsFromSalesAndRedemptionsOfInvestmentsByManagedInvestmentEntities" abstract="false" name="ProceedsFromSalesAndRedemptionsOfInvestmentsByManagedInvestmentEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_IncreaseDecreaseinReinsuranceandOtherReceivables" abstract="false" name="IncreaseDecreaseinReinsuranceandOtherReceivables" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValuePercent" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValuePercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afg_CollateralizedLoanObligationsandOtherAssetBackedSecuritiesAverageUsefulLife" abstract="false" name="CollateralizedLoanObligationsandOtherAssetBackedSecuritiesAverageUsefulLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="afg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetDispositionOfSubsidiaries" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetDispositionOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_HoldingGainsLossesonEquitySecuritiesStillHeldTable" abstract="true" name="HoldingGainsLossesonEquitySecuritiesStillHeldTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="afg_FinancialInformationRelatedToCollateralizedLoanObligationsAbstract" abstract="true" name="FinancialInformationRelatedToCollateralizedLoanObligationsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_SubordinatedDebenturesDueInSeptember2060Member" abstract="true" name="SubordinatedDebenturesDueInSeptember2060Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_SubordinatedDebenturesDueInMarch2059Member" abstract="true" name="SubordinatedDebenturesDueInMarch2059Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsAnnuityBenefits" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsAnnuityBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_StructuredSecuritiesMember" abstract="true" name="StructuredSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_SeniorNotesDueInJune2047Member" abstract="true" name="SeniorNotesDueInJune2047Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_RealEstateRelatedInvestmentsPercentByPropertyType" abstract="false" name="RealEstateRelatedInvestmentsPercentByPropertyType" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsLiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsLiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_RetirementOfManagedInvestmentEntitiesLiabilities" abstract="false" name="RetirementOfManagedInvestmentEntitiesLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsReclassificationOfNetDeferredTaxAssets" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsReclassificationOfNetDeferredTaxAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_GainLossOnChangeInFairValueOfAssetsOfVariableInterestEntities" abstract="false" name="GainLossOnChangeInFairValueOfAssetsOfVariableInterestEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_PercentageOfLevelThreeAssetsThatWerePricedByPricingServices" abstract="false" name="PercentageOfLevelThreeAssetsThatWerePricedByPricingServices" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="afg_DeferredAnnuityAndLifePolicyAcquisitionCosts" abstract="false" name="DeferredAnnuityAndLifePolicyAcquisitionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_PropertyAndCasualtyInsuranceAbstract" abstract="true" name="PropertyAndCasualtyInsuranceAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_ChangeInUnrealizedAppreciationDepreciation" abstract="false" name="ChangeInUnrealizedAppreciationDepreciation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_InternallyDevelopedLevel3Assets" abstract="false" name="InternallyDevelopedLevel3Assets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_MarketableSecuritiesMember" abstract="true" name="MarketableSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsProceedsFromDivestitureOfBusinessesNetOfExpenses" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsProceedsFromDivestitureOfBusinessesNetOfExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
